Credit Decision Wholesale / 经销商信贷审批 (BB-27652)
Found in: Neuvoo CN
Assessment of credit applications for responsible dealer/corporate borrowers following internal standards, policies and procedures, including due-diligence for provided information
Preparation of credit write-ups and approval recommendations and presentation to designated credit committees.
Ensure that annual reviews and monthly review of all assigned dealer accounts are conducted in line with defined processes and timeline. Checking of all legal documentations for completeness and quality
Assure regulatory compliance in daily work and account management
Account Monitoring and Risk Management
Continuous monitoring and analysis of designated dealers/groups risk profile, operational and financial situation, payment behavior, and inventory audit results. Propose proper action or solutions accordingly taking into account all types of risk, and internal and market factors
Monitor assigned dealers/dealer groups and ensure risk and escalate for any irregularities
Coordinate dealer/fleet collections.
Ensure compliance with all Daimler policy and procedures (global and local).
Propose proactively and help implement credit policy/standards/process improvement.
Provide training, coaching and guidance to new team members.
Lead/or participate in projects and other assignments from time to time.
• Bachelor degree in finance or finance related
• Excellent English, both written and spoken
• Good understanding of PC and commercial vehicle market and dealer business;
• Sound knowledge about Microsoft Office applications
• Excellent analytical and communication skills
• Accounting knowledge preferred
Managerial and other skills:
• Strong analytical and communication skills
• Good organization and attention to detail
• Management and coordination skills
• Strong negotiation skills
• Corporate credit analysis experience in a financial services company or bank or other related finance industry or function for at least 5 years, management experience is a plus
• 3 years working experience in international accounting firm, management experience is a plus
• Collections experience is a plus
calendar_today4 days ago